CLICK: Stock and Resources Policy Clarification
It affects you, too, as photomanipulators.
Work that is made with illegitimate stock can be moved/removed.
This includes premade backgrounds that are not made with legitimate sources!
(For example, people who take stock from stock sites like sxc.hu and redistribute it as premade backgrounds are going against dA policy, and YOU could have your images moved or removed if you use those premades. Be careful with premades and make sure you know where the person providing the premade got the stock for it.)
We'll talk about it.